The Surprising Outcome of my No Credit Month in 2019

A few days before November, I don’t recall what prompted it exactly, but I spoke to my hubby asking him to be on board with a “No Shopping November” challenge.  Considering a few recent purchases (but not knowing we’d need a lot of work on our vehicle), he agreed that would be a good idea. …

No Shopping November: But Baby it’s Cold Outside!

I looked through my clothes last week and realized I had ONE everyday sweater shirt to wear…and it was in the laundry pile.  Also, it was freezing outside.  Bummer.  Normally, I’d run to the thrift store and pick a few out, wash them and be good to go.  But nope.  This is NO SHOPPING NOVEMBER,…